Questions? Click here Savings

It’s not what you earn, but what you keep that determines your financial success. To help you, we have a wide variety of solutions for all your saving needs. And it all starts with your Membership Savings Account. It’s the key to unlocking all the benefits of E-Central.

  • Membership Savings
    • $25 minimum balance
    • No monthly service fee
    • Overdraft Protection for Checking
    • Access you funds via our E-Central Services (ATM, Home Banking, Teller-Phone)

  • Personal Savings
    Save for those special occasions, major purchases, or rainy days. You can fund the account with direct deposit or payroll deduction and give it a special name, such as, “Hawaiian Vacation or Wedding”.

  • Holiday Club Savings
    Our Holiday Savings Account helps you set aside extra funds through out the year for the holiday season. Your money earns a monthly dividend and is available in November. Here is how it works:
    • Set-up automatic deposits through direct deposit or payroll deduction.
    • Each November your funds will be automatically transferred to your Membership Savings or E-Central Checking Account.
    • After transfer, access funds via your ATM card or E-Central Checking Account.
    • Program renews automatically.

  • Money Markets
    A Money Market is perfect to keep your funds liquid and earn a high rate of return.
    • Earn Competitive yields
    • $2,500 opening balance
    • Multiple tiered balance levels with progressively higher yields
    • Withdrawal and deposit funds anytime (unlimited deposits & up to 3 withdrawals per month)
  • Certificates »
    Benefit from a higher yield with a locked-in term.

For more information on Savings accounts, check our Truth-In-Savings Disclosure »